Stack's Site and Platform - Terms of Use

Last Revised: July 2, 2025

Get Stack Inc. and its affiliates (collectively, "Stack", "we", "our", "Company") welcome you ("you" or the "User") to our website at www.stack.expert (including its subdomains, and collectively, the "Site") and to our online business development platform, as further detailed below (the "Platform"). Each of the Site and/or Platform's Users may use them in accordance with the terms and conditions hereunder.

Acceptance of the Terms

By entering, connecting to, accessing or using the Site and/or Platform and/or the Services (as further detailed below), you acknowledge that you have read and understood the following terms of use, including the terms of our Privacy Policy www.stack.expert/privacy-policy (collectively, the "Terms") and you agree to be bound by them and to comply with all applicable laws and regulations regarding your use of the Site and/or Platform and you acknowledge that these Terms constitute a binding and enforceable legal contract between Stack and you.

IF YOU DO NOT AGREE TO THESE TERMS, PLEASE DO NOT ENTER, CONNECT TO, ACCESS, OR USE THE SITE AND/OR THE PLATFORM AND/OR THE SERVICES IN ANY MANNER.

The Site and Platform are available only to individuals who:

Are at least eighteen (18) years old
Possess the legal capacity to enter into these Terms (on behalf of themselves and their organization) and to form a binding agreement under any applicable law

You hereby represent that you possess the legal authority to enter into these Terms on your behalf and to form a binding agreement under any applicable law, to use the Site and/or Platform in accordance with these Terms, and to fully perform your obligations hereunder.

The Site, Platform and the Services

Overview

The Site serves as a marketing tool for the Company and includes various informational resources regarding the Company. It also functions as a portal to our Platform. The Platform may be provided in the form of a mobile app or webapp, at the Company's sole discretion.

For Founders

The Platform is intended to serve aspiring entrepreneurs who want to start their own business ("Founders"). Founders have access to certain content, training, templates, and tools created by Company ("Stack Content") to assist with providing their business services to clients.

Stack Content may include, but is not limited to:

A SaaS tool (billing, CRM, AI copilot, etc.)
Trainings on launching their business
A private community for support and accountability
Access to 1:1 mentorship from Users who own successful existing small to medium size businesses ("Mentors"), subject to the Founders' completion of the first 8 weeks

The Stack Content remains Stack's intellectual property. Founders are granted a limited, non-transferable license to use them within their own businesses for as long as they are using the Services.

For Mentors

Through the Platform, Mentors may provide Founders with educational and business development resources, business models, know-how, tools, guidance, advice, lead generation, and other services designed to assist Founders in setting up new businesses or developing their existing businesses (collectively, the "Mentor Services").

The Platform allows Mentors to, among other things:

Manage their interactions with Founders
Upload content
Interact directly with Founders
Receive certain compensation, as further detailed below, from Founders in exchange for their Mentor Services

Platform Features

Founders may utilize the Platform to:

Learn new expertise and obtain knowledge
Build a client base in a new trade and receive payments from their clients
Manage leads
Receive leads from Mentors
Access other relevant features and services

Additionally, the Platform may include automated business analytics and performance dashboards ("Analytics Services") that aggregate, process, and display business performance data of Users. These features may include metrics such as revenue, customer engagement, conversion rates, and other operational KPIs. The Analytics Services are provided for informational purposes only and do not constitute financial, legal, or strategic advice.

Additional Terms

Additional Terms relating to Mentors can be found in Exhibit A hereto, and additional Terms relating to Founders can be found in Exhibit B hereto. For the avoidance of doubt, said Exhibits form an integral part of this Agreement.

Third Party Services

The Platform may also offer from time to time third party services, such as accounting, taxation, web site, banking, and legal services, which are subject to their respective third-party terms and conditions and the User's acceptance thereof ("Third Party Services").

The Company hereby disclaims any and all responsibility or liability for the Third-Party Services, and the User acknowledges and agrees that the use of any Third Party Services is at the User's sole risk and discretion. The Company makes no representations or warranties, express or implied, regarding the quality, reliability, or suitability of any Third Party Services.

Advertising and Content

Stack may run advertisements and promotions from third parties on the Site and/or Platform, host third-party content or otherwise provide information about or links to third-party products or services on the Site and/or Platform.

The Site and Platform may also provide you with comprehensive information regarding Stack's Services, concept, sales, news regarding the Company, job opportunities and so forth, including any other content related thereto such as contact information, videos, text, files, logos, button icons, images, data compilations, links, other specialized content, technical data, documentation, know-how, specifications materials, designs, data, the "look and feel" of the Site and/or Platform, algorithms, source and object code, interface, GUI, interactive features related graphics, illustrations, drawings, animations, Stack Content, User Generated Content and other features obtained from or through the Site (the "Content").

(Collectively, the "Service(s)")

Artificial Intelligence

Company may use artificial intelligence ("AI") tools in the delivery or administration of Services. Company agrees to use commercially available AI tools responsibly and in accordance with applicable privacy and data protection laws.

Important Disclaimers

ALL RIGHTS IN AND TO THE CONTENT AVAILABLE ON THE SITE AND PLATFORM (OTHER THAN THE USER GENERATED CONTENT) ARE RESERVED TO STACK OR ITS LICENSORS. TO THE EXTENT LEGALLY PERMISSIBLE, THE SITE, PLATFORM, AND THE CONTENT AVAILABLE THEREIN ARE PROVIDED ON AN "AS IS" BASIS. STACK WILL NOT BE LIABLE FOR ANY DAMAGES OR LOSS INCURRED TO YOU OR ANY OTHER PERSON AS A RESULT OF OR IN CONNECTION WITH YOUR USE OF THE SITE AND/OR THE PLATFORM AND/OR THE CONTENT AND/OR THE USER GENERATED CONTENT AVAILABLE THEREIN.

STACK MAKES NO REPRESENTATIONS OR WARRANTIES AS TO THE ACCURACY, COMPLETENESS, OR RELIABILITY OF THE ANALYTICS SERVICES. YOU ACKNOWLEDGE THAT ANY BUSINESS DECISIONS MADE BASED ON SUCH ANALYTICS ARE AT YOUR OWN RISK, AND STACK DISCLAIMS ALL LIABILITY FOR LOSSES RESULTING FROM SUCH USE.

YOUR USE OF THE SERVICES AND/OR THE SITE AND/OR THE PLATFORM AND/OR THE CONTENT AND/OR THE USER GENERATED CONTENT AVAILABLE THEREIN IS ENTIRELY AT YOUR OWN RISK.

OTHER THAN AS EXPRESSLY STATED HEREIN, STACK IS NOT A PARTY TO ANY TRANSACTION CONDUCTED BETWEEN MENTORS AND FOUNDERS AND IS NOT THE DEVELOPER OR SUPPLIER OF ANY OF THE MENTOR SERVICES THAT MAY BE AVAILABLE VIA THE PLATFORM.

IN CASE OF A DISPUTE BETWEEN USERS OF THE PLATFORM, OR BETWEEN USERS AND ANY THIRD PARTY, YOU UNDERSTAND AND AGREE THAT STACK IS UNDER NO OBLIGATION TO BECOME INVOLVED. IN THE EVENT THAT YOU HAVE A DISPUTE WITH ONE OR MORE OTHER USERS, YOU HEREBY RELEASE STACK AND STACK'S REPRESENTATIVES FROM ANY AND ALL CLAIMS, DEMANDS AND DAMAGES (ACTUAL AND CONSEQUENTIAL) OF EVERY KIND OR NATURE, KNOWN OR UNKNOWN, SUSPECTED AND UNSUSPECTED, DISCLOSED AND UNDISCLOSED, ARISING OUT OF OR IN ANY WAY RELATED TO SUCH DISPUTES AND/OR OUR SERVICE.

WE RESERVE OUR RIGHT TO REFUSE OR SUSPEND PROVISION OF THE SERVICES AND/OR ACCESS TO THE PLATFORM, TO ANYONE, FOR ANY REASON OR FOR NO REASON AT ALL, SUBJECT TO APPLICABLE LAW.

Note: You hereby acknowledge and agree that you may be charged for Internet, maintenance of network connection and data usage charges made through use of the Site and/or Platform, according to the applicable rates charged by your respective third party Internet and data usage service provider as may be from time to time.

Registration and User Account

In order to use some of the Platform features and/or Services, you must register and create an account ("Account"). Registration can be done by completing the registration process in the Platform which requires you to provide certain personal information, as further detailed in the Privacy Policy. As part of the registration procedure, you will also be asked to acknowledge that you have read and agree to these Terms.

Account Security

Your Account is password protected. In order to protect the security of your personal information available on your Account, you must safeguard and not disclose your Account log-in details and you must supervise the use of such Account. You must provide accurate and complete information when creating an Account and you agree to not misrepresent your identity or your Account information. You agree to keep your Account information up to date and accurate.

Account Responsibility

You are solely and fully responsible for maintaining the confidentiality of the password and Account and for all activities that occur under your Account. If we in good faith believe you have created an Account impersonating another person, such Account may expose you to civil and/or criminal liability.

If we have reasonable grounds to suspect that you have provided false information, shared your Account log-in details with anyone else, or shared any non-public information from the Platform, we have the right to suspend or terminate your Account and refuse any and all current or future use of the Platform in whole or in part, without refund.

Account Transfer and Security Breaches

You may not assign or transfer your rights or delegate your duties under the Account without the prior written consent of Stack. You must notify us immediately of any unauthorized use of your Account or any other breach of security and in such events, you must change your password immediately by:

The settings of your Account, or
Sending us an email to support@stack.expert

We cannot and will not be liable for any loss or damage arising from any failure of yours to comply with these Terms.

Account Cancellation

If you wish to either change your log-in details, or cancel and remove your Account, you can send us an e-mail of your request to support@stack.expert. Your Account on the Site will terminate within reasonable time following your request, and from that date of termination you will no longer be able to access your Account.

CANCELLING OR TERMINATING YOUR ACCOUNT MAY CAUSE THE LOSS OF CERTAIN INFORMATION YOU PROVIDED US AND/OR THE CAPACITY OF YOUR ACCOUNT. WE DO NOT ACCEPT ANY LIABILITY FOR SUCH LOSS.

Consideration

Onboarding and Qualification Plan

Use of the Platform is subject to the purchase of an Onboarding and Qualification Plan, in accordance with the payment plans found on the Site and presented to you as part of your plan purchase process (collectively and respectively, "Plan" and "Plan Terms"). The Plan Terms are incorporated herein by reference and form an integral part of these Terms.

As set forth in the Platform and/or Site, the Plan may be based on:

Recurring subscription-based payments; and/or
Revenue sharing with respect to transactions cleared via the Platform, as further detailed below

Free Trials and Discounts

We may provide a limited free trial version of the Platform, as well as discounted Plans, from time to time and at our sole discretion. These may be subject to certain limitations, as set forth in the Plan Terms applicable to each offer. We may terminate any free version, free trial, or discounted Plan at any time, at our sole discretion and upon notice to you, and reserve the right to charge fees for any use of the Platform at any time.

Please note that any Plan will renew automatically based on your Plan's renewal cycle, unless you terminate your Plan as outlined below (subject to the Plan Terms) prior to the renewal date.

Payment Terms

If you fail to pay your Plan fees set forth in the Plan Terms (the "Fees") on time, or if your payment information is entered in error or does not go through for processing and you do not update payment information upon our request, your entire Plan may be suspended or canceled.

If you fail to pay any Fees when due, we may:

Suspend or terminate your access to the Platform and any services or features
Charge you interest at the highest rate allowed by law
Take any other legal action to recover the unpaid fees

Unless otherwise required by law, all payments made hereunder are non-refundable. In cases of termination by Company or User, no pro-rated refunds will be given, but your Account will not be auto-renewed or charged beyond the termination date.

Taxes

Unless otherwise stated, our charges do not include any taxes, levies, duties, or similar governmental assessments, including VAT, sales, use, or withholding taxes assessable by any local, state, provincial, or foreign jurisdiction (collectively "Taxes"). You are responsible for paying Taxes except those assessable against Stack based on its income.

Price Changes

We reserve the right to modify the Plan Terms, Fees, and prices for the Platform at any time and at our sole discretion. Such changes will NOT affect your already paid-up Plan period. Existing Accounts shall receive an email notification of price changes at least thirty (30) days before such change takes place, and the modified Plan Terms and/or Fees shall come into effect upon the next Plan renewal cycle.

Payment Obligations

You agree to pay the Fees for the Plan from the date on which you purchased the Plan via the Site or Platform (the "Start Date"). The Fees are due and payable from the Start Date, regardless of whether or not you have accessed or used the Platform, or any part of it, and/or whether you established your business and/or used the materials, knowledge and/or information provided to you, and you are obligated to pay the Fees for the entire Plan term.

You waive any rights under applicable law to defer, suspend, cancel, or terminate your payment obligations based on your non-use, dissatisfaction, or any other reason, to the maximum extent permitted by law.

Exclusive Payment and Transaction Obligation

Founders hereby agree, represent, and warrant that they shall clear all payments and make all transactions with their clients exclusively via the Platform. Failure to comply with this obligation may result in the termination of the Founders' Account by the Company if it reasonably suspects that the Founders have failed to clear any such transaction via the Platform.

Upon demand by the Company, the Founders shall provide all necessary assistance, cooperation, documents, and information relating to their business to ensure compliance with the exclusive payment and transaction obligation. Founders agree to indemnify the Company for any loss of business or revenue resulting from transactions not cleared via the Platform. The Company reserves the right to collect any debt open on Founders' account Plan upon such breach.

Commission Entitlement

Founders acknowledge and agree that both the Company and the relevant Mentor which provided Mentor Services to the Founder are entitled to a certain commission on transactions cleared by the Founder via the Platform, as set forth in Exhibit B attached hereto. The commissions will be automatically deducted from the net amount cleared via the Platform, excluding any taxes and transactional fees.

Payment to Mentors

Mentors shall have the right to receive a commission based on transactions conducted by the Founders, in accordance with the terms and conditions outlined in Exhibit A. The Company shall remit the commission payment to Mentors by the 10th day of each calendar month following the Company's actual receipt of the relevant funds (and where mandated by applicable law, such payment shall be contingent upon the Company's receipt of a valid invoice from Mentors).

Mentors shall be solely responsible for the payment of all taxes associated with the commission, including but not limited to, Value Added Tax (VAT), with the exception of taxes levied on the Company's income. The Company reserves the right to withhold such taxes from the commission payment to the extent required by applicable laws and regulations.

Confidentiality of Commercial Information

All commercial information relating to transactions conducted via the Platform, including but not limited to, financial data, customer information, business strategies, pricing, and any other proprietary information which is not generally known to the public, shall be deemed strictly confidential (hereinafter referred to as "Confidential Information").

The User acknowledges that the Confidential Information is a valuable asset of the Company, and all parties related to the applicable transaction, and agrees to maintain such information in strict confidence. Users acknowledge that any information shared within private support communities offered on social media or as part of Stack Content is shared at Users' own risk and there is not expectation of privacy or confidentiality in such information.

Confidentiality obligations include:

The recipient User shall not disclose, directly or indirectly, any Confidential Information to any third party without the prior written consent of the Company
The recipient User shall use the Confidential Information solely for the purpose of conducting transactions via the Platform
The recipient User shall take all reasonable measures to protect the Confidential Information from unauthorized access, use, disclosure, or dissemination
The recipient User agrees to indemnify the Company for any breach of this confidentiality obligation

The confidentiality obligations set forth in this section shall survive the termination of this Agreement and shall continue until the Confidential Information no longer has or could have commercial value or until it becomes publicly known.

Third Party Services

You acknowledge and agree that additional charges may be incurred when purchasing Third Party Services through the Platform. The Company shall present Users with the applicable rates, payment terms, and other relevant terms and conditions prior to the User's purchase of any Third Party Services. The provisions of these Terms shall apply, mutatis mutandis, to the payment obligations associated with the purchase of Third Party Services.

By purchasing Third Party Services via the Platform, Users hereby accept and agree to be bound by the applicable rates, payment terms, and other terms and conditions presented to them in connection with such purchase.

Online Payment Processors

Payments may be processed via certain online third party payment service providers ("Online Payment Processors"), which may charge additional fees that are the responsibility of User and are not included in the Plan Term fees. We may add or change the Online Payment Processors at our sole discretion.

The Online Payment Processors enable you to send payments securely online using a credit card, debit card or bank account. We do not control and are not affiliated with such Online Payment Processors. These Online Payment Processors are independent contractors and have no employment or agency relationship with Stack.

Stack is not responsible in any way for the actions or performance (or lack thereof) of the Online Payment Processors. The use of the Online Payment Processors is at your own risk. It is your responsibility to abide by all the terms specified by the Online Payment Processors in their terms of use and privacy policies.

User Generated Content

The Platform enables Users to share and upload, post, publish or make available their own copyrightable materials such as drawings, frameworks, templates, designs, animations, literary works, texts, images, photos, videos and any other proprietary materials, in order to search and contact other Users (collectively, the "User Generated Content").

User Generated Content includes without limitation any materials and information, including know how, business models, leads and all related intellectual property rights which Mentors upload to the Platform or otherwise provide to Founders in connection with the Mentor Services.

Terms for User Generated Content

You represent and warrant that:

You are the rightful owner of the User Generated Content you upload to the Service/Platform or that you have (and will continue to have) all the necessary licenses, rights, consents, and permissions from the licensors of such User Generated Content
Such User Generated Content does not infringe any third party's intellectual property rights, privacy rights or publicity rights

SOME OF THE USER GENERATED CONTENT THAT YOU UPLOAD MAY BE MADE PUBLICLY AVAILABLE TO OTHER USERS; AND, THEREFORE, SUCH CONTENT IS DEEMED NON-CONFIDENTIAL AND YOU HEREBY WAIVE ANY PRIVACY RIGHTS AND PUBLICITY RIGHTS (AS APPLICABLE) WITH RESPECT THERETO.

Content Restrictions:

You understand and agree that you are solely responsible for your User Generated Content and the consequences of posting or publishing such User Generated Content
You expressly agree that the User Generated Content will not include any unsolicited promotions, advertising, contests or raffles
You agree that you will not post or upload any User Generated Content containing content which is unlawful for you to possess, post or upload in the country in which you are a resident, or which it would be unlawful for Stack to use or possess in connection with the Services

Stack's Rights:

Although Stack has no obligation to screen, edit or monitor any of the User Generated Content, Stack explicitly reserves the right, at its sole discretion, to remove or edit, without giving any prior notice, any User Generated Content available on the Site and/or Platform at any time and for any reason
Stack may create limits on the use of the Platform including limitation on size and storage space available for Users to upload User Generated Content

License to User Generated Content

As long as your User Generated Content is subject to any applicable copyright or other intellectual property laws, it shall remain at all times, and to the extent permitted by law, your sole and exclusive property. We do not claim ownership of your User Generated Content. However, we need certain licenses to your User Generated Content for business purposes and in order to enable different functions in the Platform.

When you upload, post, publish or make available any User Generated Content on the Site and/or Platform, you grant us a perpetual, non-exclusive, royalty-free, and worldwide license to publicly display, communicate, copy, distribute, host, publicly perform, publish, reproduce, make modifications or derivative works (solely for the purpose of better showcasing your User Generated Content), store and use such User Generated Content, in connection with the Services, whether through the Internet, mobile devices or otherwise, in any media formats and through any media channels known today and developed in the future for the purpose of operating, marketing, promoting and improving Stack and for any other legitimate business purposes.

Furthermore, when Mentors provide User Generated Content to Founders through the Mentor Services, Founders are granted a perpetual, non-exclusive, royalty-free, and worldwide license to access, view and use the Mentors' User Generated Content for its own purposes, including to develop its own business operation and with its clients. Mentors agree and acknowledge that their User Generated Content may be used commercially and may compete with Mentors' businesses.

STACK TAKES NO RESPONSIBILITY AND ASSUMES NO LIABILITY FOR ANY USER GENERATED CONTENT UPLOADED, POSTED, PUBLISHED AND/OR MADE AVAILABLE BY YOU OR ANY THIRD PARTY IN THE SITE AND/OR PLATFORM, FOR ANY LOSS OR DAMAGE THERETO OR FOR ANY LOSS OR DAMAGE IT MAY CAUSE THIRD PARTIES, NOR IS STACK LIABLE FOR ANY MISTAKES, DEFAMATION, LIBEL, FALSEHOODS, OBSCENITIES OR PORNOGRAPHY YOU OR ANY OTHER THIRD PARTY MAY ENCOUNTER WITH RESPECT TO THE USER GENERATED CONTENT.

The Platform does not serve as a backup service. Termination of these Terms for any reason will result in loss of access to your User Generated Content, or any other User Generated Content available via the Platform. It is your sole responsibility to maintain backups of all such User Generated Content.

Use Restrictions

There are certain conducts which are strictly prohibited when using the Site and/or Platform. Please read the following restrictions carefully. Failure to comply with any of the provisions set forth herein may result (at Stack's sole discretion) in the termination of your Account and use of the Site and/or Platform and may also expose you to civil and/or criminal liability.

Unless otherwise explicitly permitted under these Terms or in writing by Stack, you may not (and you may not permit anyone to):

General Prohibitions:

Use the Site and/or Platform and/or the Content and/or User Generated Content for any illegal, immoral, unlawful and/or unauthorized purposes
Use the Site and/or Platform and/or Stack Content and/or User Generated Content for non-personal or commercial purposes
Remove or disassociate, from the Content and/or the Site and/or Platform any restrictions and signs indicating proprietary rights of Stack or its licensors

Privacy and Data Collection:

Interfere with or violate Users' rights to privacy and other rights, or harvest or collect personally identifiable information about Users without their express consent, whether manually or with the use of any robot, spider, crawler, any search or retrieval application, or use other manual or automatic device, process or method to access the Site and retrieve, index and/or data-mine information

Technical Restrictions:

Interfere with or disrupt the operation of the Site and/or Platform or the servers or networks that host the Site and/or Platform, or disobey any laws, regulations, requirements, procedures, or policies of such servers or networks
Take any action that imposes, or may impose, an unreasonable or disproportionately large load on our platform infrastructure, as determined by us
Bypass any measures we may use to prevent or restrict access to the Site and/or Platform

Intellectual Property Restrictions:

Copy, modify, alter, adapt, make available, translate, port, reverse engineer, decompile, or disassemble any portion of the Content and/or User Generated Content made accessible by Stack on or through the Site and/or Platform
Copy, distribute, display, execute publicly, make available to the public, reduce to human readable form, decompile, disassemble, adapt, sublicense, make any commercial use, sell, rent, transfer, lend, process, compile, reverse engineer, combine with other software, translate, modify or create derivative works of any material that is subject to Stack's proprietary rights

Commercial Use Restrictions:

Make any use of the Content and/or User Generated Content on any other site or networked computer environment for any purpose without Stack's prior written consent
Create a browser or border environment around Stack Content (no frames or inline linking is allowed)
Sell, license, or exploit for any commercial purposes any use of or access to the Site and/or Platform and/or the Services and/or Content and/or User Generated Content
Frame or mirror any part of the Site and/or Platform without Stack's prior express written authorization
Create a database by systematically downloading and storing all or any of the Content and/or User Generated Content from the Site and/or Platform

Security and Misrepresentation:

Transmit or otherwise make available in connection with the Site and/or Platform any virus, worm, Trojan Horse, time bomb, web bug, spyware, or any other computer code, file, or program that may or is intended to damage or hijack the operation of any hardware, software, or telecommunications equipment
Falsely state or otherwise misrepresent your affiliation with any person or entity, or express or imply that the Company endorses you, your site, your business or any statement you make, or present false or inaccurate information about the Site and/or Platform
Provide Stack with false personal information or payment method

Social Media Features

The Platform may include social sharing and posting features and other integrated tools (for example the Facebook "Share" buttons, YouTube, Twitter, LinkedIn etc.) ("Social Features").

The Social Features are operated or allow for social integration with certain third party social networks or third party platforms ("Social Network"). These are created and maintained by third parties who are not affiliated with and/or controlled by us. Your use of the Social Features is subject to the applicable third party Social Network terms of use and privacy policies.

If you do not agree to the practices described in such terms you should not use the Platform's integration with such Social Networks, however you may find that you are not able to enjoy all the features available by our Service. Stack is not responsible and has no liability for your use of such Social Networks.

Privacy Policy

We respect your privacy and are committed to protect the information you share with us. We believe that you have a right to know our practices regarding the information we collect when you connect to, access or use the Site and/or Platform. Our policy and practices and the type of information collected are described in detail in our Privacy Policy at www.stack.expert/privacy which is incorporated herein by reference.

You agree that Stack may use personal information that you provide or make available to Stack in accordance with the Privacy Policy. If you intend to access or use the Site and/or Platform you must first read and agree to the Privacy Policy.

Intellectual Property Rights

The Site, the Platform, the Stack Content and the Company's proprietary assets, and any and all intellectual property rights pertaining thereto, including, but not limited to, inventions, patents and patent applications, trademarks, trade names, service marks, copyrightable materials, domain names and trade dress, whether or not registered or capable of being registered (collectively, "Intellectual Property"), are owned by and/or licensed to the Company and are protected by applicable patent, copyright and other intellectual property laws and international conventions and treaties.

All rights not expressly granted to you hereunder are reserved by the Company and its licensors. The Terms do not convey to you an interest in or to the Company's Intellectual Property but only a limited revocable right of use in accordance with the Terms. Nothing in the Terms constitutes a waiver of the Company's Intellectual Property under any law.

Feedback

To the extent you provide any feedback, comments or suggestions to Stack ("Feedback"), Stack shall have an exclusive, royalty-free, fully paid up, worldwide, perpetual and irrevocable license to incorporate the Feedback into any Stack current or future products, technologies or services and use same for any purpose all without further compensation to you and without your approval. You agree that all such Feedback shall be deemed to be non-confidential.

Further, you warrant that your Feedback is not subject to any license terms that would purport to require Stack to comply with any additional obligations with respect to any Stack current or future products, technologies or services that incorporate any Feedback.

Trademarks and Trade Names

Stack's marks and logos and all other proprietary identifiers used by the Company in connection with the Services ("Company Trademarks") are all trademarks and/or trade names of the Company, whether or not registered. All other trademarks, service marks, trade names and logos which may appear on the Site and/or Platform belong to their respective owners ("Third Party Marks").

No right, license, or interest to the Company Trademarks and the Third Party Marks is granted hereunder, and you agree that no such right, license, or interest may be asserted by you with respect thereto and therefore you will avoid using any of those marks, except as permitted herein.

Linking to Stack's Site

We welcome links to any page on our Site. You are free to establish a hypertext link to the Site so long as the link does not state or imply any sponsorship, connection, endorsement, affiliation, employment or other relationship, or approval of your website, products and/or services by Stack, and does not portray Stack in a false, misleading or otherwise offensive manner.

You may not link to our Site from a site that you do not own or have permission to use. In the event that you link to Stack's Site you represent that your site does not contain content that is unlawful, offensive or infringing upon the rights of any third party. However, we do not permit framing or inline linking.

Third Party Links

Certain links provided herein permit our Users to leave the Site and/or Platform and enter non-Stack websites or services (including but not limited to Facebook, Google, Twitter and LinkedIn). Those linked websites and services are provided solely as a convenience to you. These linked websites and services are not under the control of Stack and it is not responsible for the availability of such external websites or services, and does not endorse and is not responsible or liable for any content including but not limited to content advertising, products or other information on or available from such linked websites and services or any link contained in linked websites or service.

Stack is not responsible or liable for such linked websites and services' privacy practices and/or any other practices. Your access to, use of and reliance upon any such websites, services and content and your dealings with such third parties are at your sole risk and expense.

Availability

The Site and/or App's availability and functionality depend on various factors, such as communication networks. Stack does not warrant or guarantee that the Site and/or Platform will operate and/or be available at all times without disruption or interruption, or that it will be immune from unauthorized access or error-free.

The Company controls and operates the Site and Platform from offices in the United States. The Company does not represent that the Site and/or Platform and/or Content and/or User Generated Content are appropriate or available for use in other locations. If you choose to access the Site and/or Platform and/or Content and/or User Generated Content from other locations, you do so on your own initiative and you are responsible for compliance with local laws, if and to the extent local laws are applicable.

Changes to The Site and App

Stack reserves the right to modify, correct, amend, enhance, improve, make any other changes to, or discontinue, temporarily or permanently this Site and/or Platform (or any part thereof, including but not limited to the Content) without notice, at any time. In addition, you hereby acknowledge that the Content provided under the Site and/or Platform may be changed, extended in terms of content and form or removed at any time without any notice to you.

You agree that Stack shall not be liable to you or to any third party for any modification, suspension, or discontinuance of this Site and/or Platform or the Content included therein. You hereby agree that the Company is not responsible for any errors or malfunctions that may occur in connection with the performance of such changes.

Disclaimers and No Warranties

TO THE FULLEST EXTENT LEGALLY PERMISSIBLE, THE SITE, PLATFORM, SERVICES, AND THE CONTENT ARE PROVIDED ON AN "AS IS", "WITH ALL FAULTS" AND "AS AVAILABLE" BASIS, AND STACK, INCLUDING ITS VENDORS, OFFICERS, SHAREHOLDERS, SUB-CONTRACTORS, DIRECTORS, EMPLOYEES, AFFILIATES, SUBSIDIARIES, LICENSORS, AGENTS AND SUPPLIERS (COLLECTIVELY, "STACK'S REPRESENTATIVES"), DISCLAIM ALL WARRANTIES OF ANY KIND, EXPRESS, IMPLIED OR STATUTORY, INCLUDING BUT NOT LIMITED TO WARRANTIES OF TITLE OR NON-INFRINGEMENT OR IMPLIED WARRANTIES OF USE, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE AND THOSE ARISING FROM A COURSE OF DEALING OR USAGE OF TRADE.

WE DO NOT WARRANT:

That the use and operation of the Site, Platform, Services, Content or User Generated Content is or will be secure, timely, accurate, complete, uninterrupted, without errors, or free of viruses, defects, worms, other harmful components or other program limitations
That we will correct any errors or defects in the Site and/or the Platform
And/or make any representation regarding the use, inability to use or operate, or the results of the use of the Site and/or the Platform and/or Content available thereon or through the Site

STACK AND STACK'S REPRESENTATIVES DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THE USE OF THE SITE AND/OR THE PLATFORM, INCLUDING BUT NOT LIMITED TO THE AVAILABILITY, RELIABILITY OR THE QUALITY OF THE SITE AND/OR THE PLATFORM, AND ARE NOT AND SHALL NOT BE RESPONSIBLE FOR ANY ERROR, FAULT OR MISTAKE RELATED TO ANY CONTENT AND/OR INFORMATION DISPLAYED WITHIN THE SITE AND/OR THE PLATFORM.

Additional Disclaimers:

WE ARE NOT RESPONSIBLE AND HAVE NO LIABILITY FOR ANY ITEM OR SERVICE PROVIDED BY ANY PERSON OR ENTITY, INCLUDING USERS AND MENTOR SERVICES, OTHER THAN STACK
WE ARE NOT RESPONSIBLE FOR ANY CONSEQUENCES TO YOU OR OTHERS THAT MAY RESULT FROM TECHNICAL PROBLEMS
THE INFORMATION PROVIDED ON THE SITE AND/OR PLATFORM AND AS PART OF THE CONTENT AND/OR USER GENERATED CONTENT IS TO BE USED FOR GENERAL INFORMATIONAL PURPOSES ONLY
THE COMPANY DISCLAIMS ALL LIABILITY FOR YOUR RELIANCE ON ANY OPINIONS OR ADVICE CONTAINED ON THE SITE AND/OR PLATFORM AND AS PART OF THE CONTENT AND/OR USER GENERATED CONTENT
STACK HAS NOT MADE AND DOES NOT MAKE ANY REPRESENTATIONS ABOUT THE EARNINGS OR RESULTS THAT YOU MAY RECEIVE AS A RESULT OF YOUR USE OF THE SITE, PLATFORM, MENTOR SERVICES, CONTENT, AND/OR USER GENERATED CONTENT

YOU AGREE THAT USE OF THE SITE AND/OR THE PLATFORM AND/OR THE CONTENT THEREIN IS ENTIRELY AT YOUR OWN RISK.

Limitation of Liability

TO THE MAXIMUM EXTENT LEGALLY PERMISSIBLE, IN NO EVENT SHALL STACK, INCLUDING STACK'S REPRESENTATIVES BE LIABLE FOR ANY DAMAGES WHATSOEVER, INCLUDING, BUT NOT LIMITED TO, DIRECT, INDIRECT, SPECIAL, PUNITIVE, EXEMPLARY, INCIDENTAL OR CONSEQUENTIAL DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY (INCLUDING, WITHOUT LIMITATION, CONTRACT, NEGLIGENCE, TORT OR STRICT LIABILITY), INCLUDING, WITHOUT LIMITATION, LOSS OF GOODWILL, PROFITS OR DATA AND BUSINESS INTERRUPTION, ARISING HEREUNDER, RESULTING FROM OR ARISING OUT OF THE SITE AND/OR THE PLATFORM, ANY COMMUNICATIONS AND INTERACTIONS OR MEETINGS WITH USERS OF THE PLATFORM OR OTHER PERSONS WITH WHOM YOU COMMUNICATE AS A RESULT OF YOUR USE OF THE SITE AND/OR THE PLATFORM AND/OR THE CONTENT AND/OR USER GENERATED CONTENT AND/OR THE MENTOR SERVICES, YOUR USE OR INABILITY TO USE THE SITE AND/OR THE CONTENT AND/OR USER GENERATED CONTENT AND/OR THE FAILURE OF THE FOREGOING TO PERFORM AS REPRESENTED OR EXPECTED, OR FROM ANY CONTENT, OR FROM THE PERFORMANCE OR FAILURE OF STACK TO PERFORM UNDER THESE TERMS, ANY OTHER ACT OR OMISSION OF STACK OR STACK'S REPRESENTATIVES BY ANY OTHER CAUSE WHATSOEVER; OR BASED UPON BREACH OF WARRANTY, GUARANTEE OR CONDITION, BREACH OF CONTRACT, NEGLIGENCE, STRICT LIABILITY, TORT, OR ANY OTHER LEGAL THEORY, REGARDLESS OF WHETHER STACK OR STACK'S REPRESENTATIVES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

TO THE EXTENT THAT THE APPLICABLE LAW PERMITS, YOU RELEASE STACK, OUR AGENTS, SUBSIDIARIES, DIRECTORS, OFFICERS, SHAREHOLDERS, AND EMPLOYEES FROM ALL LIABILITY ARISING OUT OF OR IN CONNECTION WITH ANY TRANSACTIONS WITH OTHER USERS, INCLUDING (WITHOUT LIMITATION) ALL CLAIMS AND DEMANDS RELATING TO UNCOMPLETED OR COMPLETED TRANSACTIONS, OR MENTOR SERVICES OFFERED FOR SALE OR SUPPLY, OR ACTUALLY SOLD OR SUPPLIED, THROUGH OR IN CONNECTION WITH ANY TRANSACTIONS WITH OTHER USERS AND/OR YOUR USE OF THE PLATFORM.

IN ANY CASE, WITHOUT LIMITING THE GENERALITY OF THE FOREGOING AND TO THE MAXIMUM EXTENT LEGALLY PERMISSIBLE, STACK'S AND STACK'S REPRESENTATIVES' TOTAL AGGREGATE LIABILITY FOR ALL DAMAGES OR LOSSES WHATSOEVER ARISING HEREUNDER OR IN CONNECTION WITH YOUR USE OR INABILITY TO USE THE SITE AND/OR THE PLATFORM AND/OR THE CONTENT AND/OR USER GENERATED CONTENT SHALL BE LIMITED TO THE TOTAL FEES PAID TO THE COMPANY FOR USE OF THE PLATFORM OR $US500.00, WHICHEVER IS GREATER.

Indemnification

You agree to defend, indemnify and hold harmless Stack, including Stack's Representatives, from and against any and all claims, damages, obligations, losses, liabilities, costs, debts, and expenses (including but not limited to attorney's fees) arising from:

Your use, misuse of, inability to use and/or activities in connection with the Site and/or the Platform and/or Content
Your violation of any of these Terms
Your violation of any third party rights, including without limitation any intellectual property rights or privacy right of such third party, in connection with your use of the Site
Your User Generated Content and/or Mentor Services
Any damage of any sort, whether direct, indirect, special or consequential, you may cause to any third party with relation to the Site and/or the Platform

It is hereby clarified that this defense and indemnification obligation will survive these Terms.

Without derogating from the foregoing, we reserve the right to assume the exclusive defense and control of any matter which is subject to indemnification by you, which will not excuse your indemnity obligations hereunder and in which event you will fully cooperate with us in asserting any available defense. You agree not to settle any matter subject to an indemnification by you without first obtaining our prior express written approval.

Copyright Agent

Stack respects the intellectual property rights of others. If you believe that your work has been copied in a way that constitutes copyright infringement, please provide the following information in writing to Stack Copyright Agent:

A physical or electronic signature of a person authorized to act on behalf of the owner of the copyright
A description of the copyrighted work that you claim has been infringed
A description of the material that you claim to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information sufficient to permit Stack to locate the material
Information so that Stack can contact you, such as address, telephone number and email address
A statement that you believe in good faith that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law
A statement that the information in the notification is accurate and, under penalty of perjury, that you are the copyright owner or are authorized to act on behalf of the owner of a copyright that is allegedly infringed

Stack Copyright Agent can be reached at: support@stack.expert

Stack has the sole discretion to restrict and/or terminate access to the Services and Platform of Users who are deemed to be repeat infringers of third party's copyright works.

Amendments to the Terms

Stack may, at its sole discretion, change the Terms from time to time, including any other policies incorporated thereto, so please re-visit this page frequently. In case of any material change, we will make reasonable efforts to post a clear notice on the Site and/or will send you an e-mail (to the extent that you provided us with such e-mail address) regarding such change.

Such material changes will take effect seven (7) days after such notice was provided on our Site or sent via e-mail, whichever is the earlier. Otherwise, all other changes to these Terms are effective as of the stated "Last Revised" date and your continued use of the Site on or after the Last Revised date will constitute acceptance of, and agreement to be bound by, those changes.

In the event that the Terms should be amended to comply with any legal requirements, the amendments may take effect immediately, or as required by the law and without any prior notice.

Termination of These Terms

General Termination

These Terms shall remain in effect until terminated as set forth herein. In the event of your failure to comply herewith or if Stack reasonably determines that your use of the Platform is unethical, immoral, unlawful or is otherwise inappropriate to use purposes for which the Platform is intended, Stack may immediately temporarily or permanently limit, suspend or terminate your use of the Site and/or Platform and/or deny access to your Account.

User Termination

Except as set forth in Exhibit A, or Exhibit B, if you object to any term hereof, as may be amended from time to time, or become dissatisfied with the Service, you may terminate these Terms at any time by exiting our Site and/or Platform and stopping your use thereof and/or sending the following e-mail to support@stack.expert:

Please cancel my plan.
I understand that by canceling, I will lose access and permission to use all content available on the Stack platform, which may include content provided by Stack or it's Mentors; however, I acknowledge I am still bound by all ongoing provisions in the Terms which I agreed.
Signed,
[ENTER YOUR NAME]

This will be your sole remedy in such circumstances.

Account Suspension

We note that we can suspend access to the Site and/or Platform and/or your Account if we believe, in our sole discretion, that one (or more) of the following events have occurred:

There is risk to the security or privacy of your Account
There is a threat to the security or integrity of our network or our servers
Suspension is needed to protect the rights, property or safety of Stack, its users or the public
There is a basis for termination of your Account
You have violated these Terms
If you, at our sole discretion, determined as a repeat infringer (a User who has been notified of infringing activity more than twice)
We are required to by law

We may, but are not obligated to, provide you a notice in the event of any such suspension. During such suspension, you will not have the ability to use or access your Account. In the event that we will determine, in our sole discretion, that the reason for suspension of access to your Account has been resolved, we will restore access to your Account.

Effects of Termination

Upon termination of these Terms for any reason:

All rights granted to you hereunder will automatically terminate
You must immediately cease all use of the Site, Platform, and Content and so certify to Stack if required by it
The provisions of these Terms that, by their nature and content, must survive the termination of these Terms in order to achieve the fundamental purposes of these Terms shall so survive

Without limiting the generality of the forgoing, the Use Restrictions, Intellectual Property, Trademarks and Trade names, Disclaimers and No Warranties, Limitation of Liability, Indemnification and General sections will survive the termination of the Terms.

General

Entire Agreement

These Terms constitute the entire terms and conditions between you and the Company relating to the subject matter herein and supersede any and all prior or contemporaneous written or oral agreements or understandings between you and the Company.

Governing Law and Jurisdiction

Any claim relating to the Terms and/or Site and/or Platform and/or Services or the use thereof will be governed by and interpreted in accordance with the laws of the state of Delaware, without reference to its conflict-of-laws principles and the United Nations Convention Relating to a Uniform Law on the International Sale of Goods may not be applied.

Any dispute arising out of or related to the Terms and/or Site and/or Platform and/or Services will be brought in, and you hereby consent to exclusive jurisdiction and venue in, the competent courts of Delaware. You agree to waive all defenses of lack of personal jurisdiction and forum non-convenience and agree that process may be served in a manner authorized by applicable law or court rule.

Notwithstanding the foregoing, Stack may seek injunctive relief in any court of competent jurisdiction.

Class Action Waiver

The parties waive any right to bring claims as part of a class or collective action and agree to limit any litigation to any individual claims they may have against one another.

Attorney's Fees

The prevailing party in any dispute arising out of or related to the Terms and/or Site and/or Platform and/or Services, whether resolved by negotiation, mediation, or litigation, shall be entitled to recover its attorney's fees and costs from the other party.

Relationship of Parties

These Terms do not, and shall not be construed to create any relationship, partnership, joint venture, employer-employee, agency, or franchisor-franchisee relationship between the parties hereto.

Waivers and Severability

No waiver by either party of any breach or default hereunder will be deemed to be a waiver of any preceding or subsequent breach or default.

Any heading, caption or section title contained herein is inserted only as a matter of convenience, and in no way defines or explains any section or provision hereof.

If any provision hereof is adjudged by any court of competent jurisdiction to be unenforceable, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect while most nearly adhering to the intent expressed herein.

Statute of Limitations

YOU ACKNOWLEDGE AND AGREE THAT ANY CAUSE OF ACTION THAT YOU MAY HAVE ARISING OUT OF OR RELATED TO THE SITE MUST COMMENCE WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES. OTHERWISE, SUCH CAUSE OF ACTION IS PERMANENTLY BARRED.

Assignment

You may not assign or transfer these Terms (including all rights and obligations hereunder) without our prior written consent and any attempt to do so in violation of the foregoing shall be void. We may assign or transfer these Terms without restriction or notification.

Amendments

No amendment hereof will be binding unless in writing and signed by Stack.

Language

The parties agree that all correspondence relating to these Terms shall be written in the English language.

Contact Information

For information, questions or notification of errors, please contact:

If you have any questions (or comments) concerning the Terms, you are most welcome to send us an e-mail to support@stack.expert.

Exhibit A - Additional Terms for Mentors

The following terms shall apply when you use the Platform in your capacity as Mentors (in addition to any provision of the Terms):

Founder Onboarding Support

You agree to provide support to Stack in the Founder onboarding process to the best of your abilities and in a timely manner.

Provision of Mentor Services

You shall provide the Mentor Services to Founders in a fair, transparent, and reasonable manner, appropriate for the scope of the Mentor Services provided. This includes, without limitation, the provision of supporting materials, guidance, a monthly video call with each Founder and ongoing email support. Mentors shall refrain from engaging in any unethical, unlawful, inappropriate, or harassing conduct and shall not make representations or commitments on behalf of Stack without prior written authorization.

Founders' Use of Mentor Services

You acknowledge and agree that Founders may use your Mentor Services and the information you provide them freely and at their own discretion, subject to any applicable intellectual property rights, including for the purpose of launching similar activities in your business domain. You are expressly prohibited from requiring Founders to use any of the information, material, or resources you provide within the operation of their businesses.

Professional Standards

You represent and warrant that your User Generated Content and Mentor Services are provided in a professional and workmanlike manner, in accordance with industry best practices, and you shall make commercially reasonable efforts to ensure that Founders are satisfied with your Mentor Services.

Commissions

For any transactions between Founders and their clients, the Company will collect a portion of the Net Revenue as set forth in the applicable Plan Terms as a commission. Net Revenue is defined as the actual transaction amount cleared through the Platform by Founders with respect to their applicable clients, minus any taxes and transactional surcharges. Unless otherwise stated, of the portion of the Net Revenue collected by the Company as commission, 80% will be distributed to the applicable Mentor for the Mentor Services and the remaining 20% will be retained by the Company. The Company shall deduct its commission from the Founders' payment and remit it to Mentors in accordance with the payment terms set forth in these Terms.

Lead Generation and Commission

Mentors shall have the option to provide customer leads to Founders. In the event that a lead converts to a Founders' client, Founders shall pay a lead commission to the Company in the percentage of the Net Revenue set forth in the Plan Terms for leads, or as otherwise notified to you by the Company in writing. If no such rate is specified (in the Plan Terms or otherwise), the commission rate shall be 25% of the Net Revenue. Unless otherwise stated, this lead commission shall be distributed 80% to the Mentor who supplied the lead, and 20% retained by the Company. The lead must be designated as such in the Platform for this commission to apply.

Indemnification

Mentors agree to fully indemnify and hold harmless the Company from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or in connection with third party claims relating to the Mentor Services provided as part of the Platform.

Additional Terms and Conditions

Mentors shall not impose any additional terms and conditions when providing the Mentor Services to Founders without the Company's prior written consent.

Exhibit B - Additional Terms for Founders

The following terms shall apply when you use the Platform in your capacity as Founders (in addition to any provision of the Terms):

Exclusive Payment Processing

Founders hereby agree and covenant to collect and clear all payments from customers exclusively through the Stack Platform. The Company reserves the right, at its sole discretion, to exercise audit rights to ensure compliance with this exclusive payment processing requirement and Founders shall provide the Company will all documents, records and information requested in this respect. Founders acknowledge and agree that payment collection and invoicing from clients will occur through Stack's payment platform, will be subject to processing fees, and Founders hereby authorize the Company to collect and process such payments, and deduct the processing fees, on their behalf.

Indemnification for Lost Revenue

Founders agree to indemnify, defend, and hold harmless the Company from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to any loss of revenue incurred by the Company as a result of your failure to comply with the exclusive payment processing requirement, as determined by the Company.

Confidentiality and Restrictions on Use

Founders acknowledge and agree that any information, User Generated Content, or other content and materials provided to you by Mentors as part of the Mentor Services constitute confidential and commercially sensitive information intended solely for internal use. Founders shall not modify, repackage, resell, sublicense, create derivative works of, or otherwise publicly disseminate any such information without the prior written consent of the Company and the applicable Mentor. Founders agree to indemnify, defend, and hold harmless the Company and Mentors from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to any unlawful actions or breaches of this provision.

Bonuses

Founders may be eligible to receive bonuses upon achieving specific milestones, as set by the Company at its sole discretion, and which may be detailed in the Plan Terms. The Company reserves the right to modify or terminate any bonuses offered at its sole discretion.

Promotion and Marketing Efforts

Founders acknowledge that the Company and Mentors invest considerable efforts in creating the Services. In consideration thereof, Founders agree to make commercially reasonable efforts to promote and market their businesses. If the Company determines, in its sole discretion, that Founders have failed to make such efforts, it may increase the commission rates and Plan Fees due hereunder by providing written notice.

Onboarding and Qualification Plan Payments

Founders shall pay a portion of all payments received from clients to the Company in the percentage of the Net Revenue set forth in the Plan Terms, or as otherwise notified to you by the Company in writing. If no such notification is made, the commission rate shall be 10% of the Net Revenue, which is defined as the actual transaction cost cleared through the Platform with respect to the applicable client, minus any taxes and transactional surcharges. Founders hereby authorize the Company to automatically deduct the commission from any payment cleared via the Platform. In cases of failed revenue share deductions at the time of billing, Company reserves the right to bill for such revenue share payments separately.

Customer Leads

Either the Mentors or Stack may, at their sole discretion, provide customer leads to Founders. In the event that a lead converts to a client Founders shall pay a commission to the Company, in the percentage of the Net Revenue set forth in the Plan Terms, or as otherwise notified by the Company in writing. If no such notification is made (in the Plan Terms or otherwise), the commission rate shall be 25% of the Net Revenue, as defined above.

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